The Challenge

Several influences, such as a
prolonged low interest rate
environment, low investment
conditions and the Solvency II
regulations, prompted Debeka to
consider new business models. The
challenge was met with a new product
approach – flexible fund-linked
products supported by a flexible IT


The Solution

The ideal extension for for a flexible IT
system had already been available
since 2011 – the in|sure PSLife
computation module from our
company. This module had been
previously used in complex
mathematical applications. And in this
case, it was rather easy to apply the
PSLife functions in other ways besides
the traditional group-wide system.


The Outcome

The project took nine months to
complete, and then the first new
contract was transferred from the
acquisition system to the new PSLife
environment in June, as planned.
Everything worked perfectly. The new
fund-linked products were also very
well received by the market. By the
end of 2017, the Debeka Insurance
Group had issued over 100,000 new


The system supports us, for example, in creating our annual financial reports. With in|sure PSLife, we are able to check our results very effectively. The fact that the system uses the Markov method instead of the classic cash value method really pays off.”

Ralf Thommes – Project Manager in|sure PSLife introduction at Debeka

Download the complete case study in PDF format here.

The PDF document contains the complete case study of the client Debeka Insurance Group, with the challenges, solutions, project timeline and outcome of the "A flexible system for flexible products" project.

Über den Kunden Debeka Versicherungsgruppe

With its diverse range of insurance and financial services, the Debeka Group is one of the top ten in the insurance and home savings industry. Founded in 1905, it has evolved from a pure health insurer for civil servants into an insurance group offering coverage for all private households and small and medium-sized enterprises. Today it is one of the most successful groups of its kind in Germany.


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